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Everyone should have legal instructions to leave behind in the event of their death. For most people that means having a will, but some people should consider having a living trust.

When you think about how much money you will need in retirement, you may consider your living costs, travel expenses and hobbies you would like to enjoy. But you may be overlooking one of the largest costs for most retirees: health care.

Retirement can creep up on you. One day you are climbing the corporate ladder or building a client base for your business. Next thing you know, you are in your 50's or 60's. Before you take that gold watch at your farewell party, make sure you are avoiding these retirement planning mistakes.

The World Trend Financial website has more than a dozen financial calculators for you to use.

Most people know that the traditional IRA is a pre-tax investment, while the Roth IRA is funded with after tax dollars. Barry Frantz, EA discusses some of the factors to consider when evaluating the traditional IRA against the Roth IRA in this video.