Account Registrations of Your Assets - What Happens Upon Death?

The assets you own are a vital piece of your financial picture; a sometimes overlooked planning opportunity is the registration of those assets. By registering assets appropriately, an account owner can maintain strategic control, not only during life, bu…

How Much Do You Need to Retire?

Most Americans simply do not save enough for retirement. Nearly half of working-age households do not have any retirement assets. Of those working-age households close to retirement, nearly two-thirds have less than one-year's worth of their annual salary…

403(b) Participants - Are You Taking Full Advantage?

The IRS recently released a new publication outlining the benefits of 403(b) plans. Here are some of the contribution limits, loan provisions and distribution /rollover rules outlined in the publication.

Making Sense of Medicare

Medicare is a complex program that is essential to medical coverage for retirees. However, if you do not enroll at the right time, or buy sufficient insurance to cover the out of pocket costs, you (or your parents) may be faced with heavy costs. Here are …

How to Fix Your Overfunded Retirement Account

Is socking away large sums in a tax-deferred retirement account ever a bad idea? It is when you exceed the annual IRS limits. And intentional or not, the penalties can be painful. Here is how overfunding occurs and what steps to take to fix the problem.

2018 Social Security Announcements

The Social Security Administration has announced the adjustments being made in 2018.

3 Important Facts About Splitting an IRA in a Divorce

Divorce often involves the splitting of major financial assets, and an IRA plan is, in some cases, a couple's largest single financial asset. Splitting an IRA in a divorce is not like splitting a home or other assets. Here are 3 important facts to be awar…

How to Locate Lost Retirement Benefits

For one reason or another, you may find yourself in a situation where you have lost track of a retirement account like a 401(k) or pension. Luckily, there are several handy but little-known ways to retrieve account information.

2018 Dollar Limitations on Retirement Plan Contributions

The limit on elective deferral for contributions to 401(k) plans, 403(b) plans, most 457 plans and the federal government's Thrift Savings Plan increased from $18,000 in 2017 to $18,500 for 2018.

3 Reasons to Consider a Living Trust

Everyone should have legal instructions to leave behind in the event of their death. For most people that means having a will, but some people should consider having a living trust.