Account Registrations of Your Assets - What Happens Upon Death?

The assets you own are a vital piece of your financial picture; a sometimes overlooked planning opportunity is the registration of those assets. By registering assets appropriately, an account owner can maintain strategic control, not only during life, bu…
es are good you actively participate in your financial planning. And while the assets you own are a vital pi

IAble - A New Way to Save for Individuals with Disabilities is Here!

For the first time in our history, individuals with a disability, and families of disabled individuals, have the opportunity to open a tax free savings account called IAble.

Bond Markets Post Election

In the wake of the recent Presidential election, major US equity indexes have attained new all-time highs. Beyond the US stock markets, conditions have been far more difficult. Perhaps the most dramatic move has occurred in bonds.

Death of Valuation Discounts for Family-Owned Business Transfers

A new proposed regulation from the IRS is trying to significantly curtail the practice of using marketability and minority discounts when valuing the transfers of closely held family business ownership interests from one generation to the next, especially…

What is Tax Cost Basis on Investments?

When a capital asset is sold in a taxable account, any gain is subject to taxation and must be reported on an individual's tax return. To figure whether you need to report a gain or a loss, you need to know the tax cost basis.

Where Does the DOL Fiduciary Rule Stand Today?

The Department of Labor (DOL) published the fiduciary rule for retirement accounts on April 8, 2016. However, President Trump issued a Presidential Memorandum directing the DOL to review the rule.

Think Outside the "Cash" Box for Charitable Contributions

Giving cash is certainly the easiest way to fund your charitable inclinations. But for just a little more effort you could make that charitable donation do more for you. Here are a couple of popular strategies.

How Much Do You Need to Retire?

Most Americans simply do not save enough for retirement. Nearly half of working-age households do not have any retirement assets. Of those working-age households close to retirement, nearly two-thirds have less than one-year's worth of their annual salary…

Rules Easing for Potential Home Buyers

The prices of homes are again moving higher. Plus strict underwriting of mortgages is still in place due to the Financial Crisis in the late 2000's. As a result, many first-time homebuyers have found it difficult to qualify for a mortgage; however, some r…

403(b) Participants - Are You Taking Full Advantage?

The IRS recently released a new publication outlining the benefits of 403(b) plans. Here are some of the contribution limits, loan provisions and distribution /rollover rules outlined in the publication.