Insurance Analysis
Insurance is a
vital component to a comprehensive wealth management plan. For individuals and families, for owners and employees: intelligent financial planning always includes balanced insurance. Too much insurance and you pay unnecessary costs. Too little insurance and you leave yourself and your family’s wealth exposed. A complete insurance review is an important step as you accumulate wealth.
Our financial advisors are experienced and knowledgeable when selecting and analyzing insurance policies and determining your insurable needs. Allow us to examine your current insurance and discuss your options to achieve a sensible balance that preserves your wealth in the event of the unexpected.
Our expertise extends to a number of insurance categories:
- Life Insurance:
- Protecting your heirs from debt obligations and providing them a comfortable standard of living.
- Providing for your children’s future education.
- Estate protection – careful tax considerations to shelter your assets.
- Business continuity – key person insurance to protect your business in the event of the loss of a valuable member of your team.
- Disability Insurance:
- Protecting your income should you be unable to perform regular job duties.
- Long-Term Care Insurance:
- Plan for the future and understand your options. This avoids having to spend down your family’s assets due to an unforeseen illness requiring skilled care.
We pride ourselves on selecting from independent insurance providers. We obtain quotes from numerous providers to compare the best rates and credit ratings. The financial advisors at World Trend Financial are able to provide independent advice in order to best serve the interests of each client.
For more information on Insurance Analysis, contact Tory Meiborg or Donna Sanders. They can be reached in Cedar Rapids at (319) 364-3041 or Iowa City at (319) 339-4884. Additionally, feel free to use our Contact Us online form.